Talking about financial management is undoubtedly quite complicated, and not everyone can do it. In fact, managing money is one of the important homework that we must continue to learn at any time. Many people find it very difficult to achieve success just because of the messy and messy way of managing finances.
However, this, of course, does not apply to everyone. Some people can even manage their finances well and have a good plan for the money they have.
Well, if the following five signs are on you, congratulations. That means you are an expert in managing finances well.
1. Always be able to set aside income for savings
When you get a salary or income, people who are good at managing finances will immediately set aside a few percent for savings. People like this know very well that saving should be done initially, not waiting for the rest after being spent on this need.
Because the name of saving it must be forced first, otherwise, we will never have enough savings.
2. Always have a share of the income to distribute to people in need
A good financial manager will also know that a share belongs to someone else from his income. So, there is no story of him using all the money for himself. There is always a few percent he is ready to give to others in need.
This desire to share does not come by itself. He believed that it would definitely come back to him in more forms from what he gave it. However, it may not always be in the form of money.
3. It’s never too late in paying an installment. If there is someone
A person who can manage finances will never be late in paying installments. If he is obliged to pay something, he has calculated it ever since he decided to take the installment. Nothing escapes his calculations, so he always pays on time.
In fact, even until the time of repayment, he had calculated it as best he could. Installments for him are debts that must be paid on time.
4. Never panic when you need emergency funds
Unexpected events often happen unexpectedly. Some people might panic because they don’t have an emergency fund in their calculations.
Unlike the case with you, who can manage finances well? An emergency fund is one that you have prepared. Whenever the unexpected happens, you won’t panic because you don’t have money.
Having savings for an emergency fund is that important, guys. Make sure you have it, too, okay?
5. Never be tempted to buy things you don’t need
Buying goods is always done with careful calculations for people with sound financial management. Not stingy, this actually indicates that you are wise enough to consider whether the item is really needed, needed, or just wanted.
There is no story of you buying something and then regretting it. Because every time you spend on an item, you have considered the use of the item. Are you like this too?
Good financial management is one of the advantages that must be trained continuously. So that in the future you can become a person who knows how to make money and is wise in using it. As a result, you can be successful and wealthy. Do you want it?